To qualify for a Money Now payday loan, you must be at least 18 years old, have an active bank account, and have a steady source of income. That's it! Our simple requirements make it easy for most people to apply and get approved quickly.

Once approved, funds are deposited directly into your bank account. Most customers receive their money within 24 hours. For smaller loans ($2,500-$5,000), funding typically happens the same day or next day. Larger loans may take 1-3 business days depending on the amount and approval process.

Yes! We welcome applicants with bad credit. We consider all applications regardless of credit history because we believe your current financial situation matters most. For smaller loans, we only perform a soft inquiry that won't impact your credit score.

Our interest rates vary on a case-by-case basis depending on the loan amount, repayment period, and your individual circumstances. All rates and fees are clearly disclosed upfront before you accept your loan—no hidden charges or surprise fees. We believe in complete transparency.

We offer flexible repayment plans designed to fit your pay cycle. You can choose repayment terms ranging from 2 weeks to 12 months depending on your loan amount. The best part? There are no prepayment penalties—pay your loan off early and save on interest!

Absolutely. We use bank-level encryption to protect all your personal and financial data. Your security is our top priority, and we maintain the highest standards of data protection throughout the entire application and loan process.

You can borrow anywhere from $2,500 to $50,000 based on your needs and qualifications. Start by selecting the amount that works for your situation during our simple 2-minute online application.